Working Capital
Industry Loans
Equipment & Assets
Loan ranges & typical rates
Honest ranges — actual rates depend on your revenue, time in business, and credit profile. Source: lender network data, June 2026.
| Product | Amount Range | Term | Typical APR | Min. Qualification |
|---|---|---|---|---|
| Working Capital Loan | $25K – $2M | 6–36 months | 20–45% | 6 mo in biz, $10K/mo revenue |
| Business Line of Credit | $10K – $1M | Revolving | 15–35% | 12 mo in biz, $15K/mo revenue |
| Invoice Factoring | $10K – $2M | Per invoice | 1–5% per month | B2B invoices, 30–90 day terms |
| Equipment Financing | $10K – $5M | 12–84 months | 8–25% | 6 mo in biz, equipment as collateral |
| Merchant Cash Advance | $5K – $250K | 3–18 months | 40–150% | 3 mo in biz, $5K/mo card revenue |
| SBA 7(a) Loan | Up to $5M | Up to 10 years | Prime + 2.75–3.75% | Good credit, 2+ yrs, collateral req. |
★ Rates as of June 2026. Actual rates for your business depend on revenue, time in business, credit profile, and product. Call for a personalised read.
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Mesa, AZ · Business Lending Advisors
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(602) 492-3051Mon–Sat 8am–7pm MST · Mesa-based advisors · Arizona licensed